Obtaining a jumbo loan involves meeting stricter requirements compared to conventional loans. Lenders typically require a higher credit score, usually above 700, and a lower debt-to-income ratio. Additionally, a larger down payment is often necessary, ranging from 10% to 30% of the purchase price. Income verification and a strong financial history are also crucial for eligibility.

Franklin Mortgage Holdings offers a full suite of fixed-rate, ARM, interest-only, 15 or 30-year term, and a myriad of non-QM jumbo products featuring competitive pricing along with transparent guidelines and loan qualifications. These custom options aren’t offered at most big banks or retail lenders, and we are here to win your jumbo business. Whether you are looking to invest in high-priced properties or need tailored loan solutions, Franklin Mortgage Holdings is here to help you navigate the process efficiently.